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Home sellers are getting desperate — and throwing big perks at buyers

They say you can’t time the housing market, but as we are acutely aware, some times are better for buyers than others. Like now, as the market has softened, primarily because high interest rates put a monthly mortgage rate out…

October 24, 2025 · by LuLu Porter · 0

Multi-level marketing is a scam — here’s why people fall for it

Most Americans have been aware for some time that multi-level marketing schemes are bad — either through recent books or documentaries like LuLaRich. But did you know exactly how bad? Bridget Read, author of “Little Bosses Everywhere: How the Pyramid…

October 24, 2025 · by LuLu Porter · 0

Toddler finance: Parents are starting money lessons before kindergarten

Given a persistent state of economic uncertainty, it’s not surprising more American parents are taking financial education into their own hands. According to a recent survey, 93% of parents with children under 18 are now teaching their kids about basic…

October 24, 2025 · by LuLu Porter · 0

To manage your money, ditch your budget

A typical budget asks you to decide how you’re allowed to spend money in advance, then track every dollar you spend to make sure you follow the plan. This tedium is less than ideal for most lifestyles, and it’s why…

October 24, 2025 · by LuLu Porter · 0

The rent might not be too damn high this year

Rents have soared over the past few years, especially between 2021 and 2023 when COVID lockdowns lifted. During that time, rental demand surged, but the supply of available properties couldn’t keep up. That pushed the national median asking rent from…

October 24, 2025 · by LuLu Porter · 0

My personal recession indicators: I’m stress-buying frozen meat and investing in gold

I don’t need an economist to tell me whether we’re in a recession. Because over the past few months, I’ve noticed significant changes in how I’m spending money.   My weekly afternoon in a coffee shop has become a black drip…

October 24, 2025 · by LuLu Porter · 0

“Zig when others zag”: Here’s how to save big on summer vacation this year

Americans, as a group, are not known globally as a vacation-loving culture, unlike in Europe and other parts of the world where it’s expected for the work pace to slow down, to take weeks or even months off and then…

October 24, 2025 · by LuLu Porter · 0

Members-only clubs are charging wild prices — and they’re booming

Zero Bond isn’t the kind of place you stumble onto: It’s the kind of place you already know about. There’s no sign on its building in downtown Manhattan, and no way to know what’s beyond its heavy black doors unless…

October 24, 2025 · by LuLu Porter · 0

This market is making investing in bonds more attractive than ever

Bonds are essentially loans where investors lend money to a corporation, government or organization. In exchange, the borrower typically agrees to pay the investor a fixed interest rate over a set period of time. When stock markets tank, investors tend…

October 24, 2025 · by LuLu Porter · 0

FOMO economy: Social media is driving Gen Z into debt

The phrase “keeping up with the Joneses” first appeared in 1850 in The New Yorker, describing how the neighbors of Elizabeth Schermerhorn Jones, a wealthy New York socialite, were so intimidated by her summer home in the Hudson Valley that…

October 24, 2025 · by LuLu Porter · 0